Torts v. Contracts: The Law's Political Spectrum??

Perhaps I am going out on a limb here. Maybe my view is distorted because being such a political creature myself, I tend to see almost everything through the lens of politics and ideology. But after reading the introduction material to all my courses, perusing the first couple of cases in each book, and now having sat through my first torts class today, I can't help but making a few political observations.

The law of torts is extremely collectivist by nature. Someone is injured during the normal course of the their life by someone or something (perhaps a household appliance or an automobile) and there is the intrinsic assumption that this person is owed something from another individual or a larger entity (a corporation or the government). The law of torts commands that every person has a duty and an obligation to every other person, and that corporations and governments have duties to all of us. If someone is hit by Coca Cola truck, society has an obligation to compensate them for their bad luck. Coca Cola pays the damages directly, but consumers also share in the cost as Coca Cola compensates for the loss by raising the price of their products. Sounds collectivist to me.  

On the opposite side of this spectrum, I see contract law as very individualistic by nature. The right of two private parties to enter into a contract with one another on their own terms is an incredible source of individual freedom and liberty. There is no government intervention or paternalism that dictates what your contracts look like. It is completely up to private citizens to decide the nature of a contract and whether or not it is their personal prerogative to enter into it. In fact, the role of the courts in contracts law is largely to enforce contracts where they deem them to exist. The courts hold people personally responsible for the agreements they themselves created. There is no excuse-making on the behalf of the party that wants out of the deal, no sob-story or claims of oppression by the powerful against the weak. No, none of that at all. It's basically a matter of "you decided of your own free will to make this contract, and now you are responsible for the consequences of your own actions." This is the very essence of individualism and personal responsibility. 

Is torts law liberal? Is contracts law conservative? I obviously do not have definitive answers to those questions, and I am certain that even if there is a general rule, there will always be exceptions to it. But this observation is something that immediately jumped out at me while doing my introductory readings this past weekend. It is a hypothesis that I am definitely going to keep my eye on as my courses progress and I will test it as often as possible.